The Years the Locusts Have Eaten

We are taking a class called Financial Peace University which is pretty much a “get rich slow” scheme. It was created by Dave Ramsey, and it really is designed to take people from being in crushing debt to building actual wealth. Let me just say, the idea that it’s even possible for us to a) not be paying hundreds of dollar to credit card companies and b) be able to use that money to give where we want and save for our future is AWESOME!!! We read Dave’s book, The Total Money Makeover, several months ago and have already tried to start implementing the steps he outlines there. I might also mention that about 7 years ago we started getting worried about our financial situation and looked into trying to pay down our debt. We didn’t really stick to a written budget at that point, so I’m not sure how true this is, but it often feels like we’ve been living with only necessities for over 5 years. And, looking strictly at the numbers, it’s still going to be a while before we’re completely debt-free. But what I love about Dave Ramsey is that he gives you a plan that is workable, and gets you excited about reaching the end of that plan. And, really, we’ve come a LONG way, and I’m excited about the class as a way to re-energize us about our progress. We’ll let you know when we’re completely out of debt and on our way to being wealthy.  Thanks, Dave.